MOAB AREA
COMMUNITY LAND TRUST

Permanent Affordability: We are committed to creating lasting positive impacts on the Moab community by creating and preserving permanently affordable housing options for individuals and families of varying income levels, ensuring that no one is priced out of the Moab community. 

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• Every home at Arroyo Crossing is deed-restricted through MACLT’s lot ground lease, which ensures that home prices and rental rates are affordable (only spending 30% of a household’s income on their housing costs) for every resident from day one, regardless of whether they are a renter or a homeowner. The lot ground lease includes a modest cap on equity growth over time, which allows homeowners to gain wealth while ensuring the home will continue to be affordable to the next buyer. 

• Our model ensures that when homes are initially sold for $300,000, less than half the price of the median market rate home, they don't become an $800,000 home the next time they are resold. MACLT aims to flip the script on permanently affordable housing, prioritizing our units as a safe place to call home first, and an investment tool to grow wealth second. 

• Arroyo Crossing offers a wide array of housing options for households of varying incomes and sizes. The subdivision includes single-family homes, twinhomes,  townhomes, cottages (tiny homes), and apartments ranging from small 575 SF one-bedroom units to large 1,900 SF four-bedroom units. The subdivision is restricted such that it serves low- and moderate-income households, with 50% of units under 80% AMI, 75% under 100% AMI, and 100% of the units under 120% AMI.

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Holistic Sustainability: We prioritize initiatives that are environmentally and financially sustainable, minimizing our environmental impact while maximizing financial investments in projects that promote the long-term viability of our ecosystem, our community, and our organization. 

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• Arroyo Crossing includes rigorous design criteria and environmental sustainability standards to ensure our development does not use more energy and water resources than it needs to.  These standards include the following:

  • Design: Each unit must meet DOE Zero Energy Ready Home Requirements, a HERS Score of 50 or less, LEED for Passive Homes, Energy Star, Passive House, or two Living Building Challenge petals.

  • Solar: Solar panels are encouraged, and developers must also consider passive solar design for each unit at Arroyo Crossing.

  • Water: Greywater is encouraged, and secondary irrigation water is available at each lot at Arroyo Crossing for landscaping. No more than 25% of landscaping may include water-intensive plans like turf grass, and this kind of landscaping may only be watered with irrigation or greywater.

• MACLT prioritizes partnerships with local developers, and our partners are encouraged to use local materials and contractors to contribute to the expansion of a regional economy rooted in sustainable practices, products, and services.

• Our 99-year lot ground lease deed restrictions ensure that the initial subsidy contributed to MACLT projects are retained over time, resulting in a higher return on investment than one-time financial contributions in market-rate or non-CLT housing projects. Our restrictions are long-lasting and renew with each buyer to continue to protect the financial benefit to the community in perpetuity. 

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Empathy and Empowerment: We recognize the humanity and dignity of every individual and family in need of affordable housing, and we work to empower every resident through education, resources, and opportunities to foster a sense of ownership and pride in their community.

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• Our staff are working with residents of Arroyo Crossing to create a self-governing Resident Board to empower our residents to plan subdivision maintenance and improvement projects, to be better neighbors to each other, and to provide valuable input to the MACLT board about current and future needs. 

• MACLT hosts regular educational workshops to teach residents valuable skills necessary for first-time homeownership, including landscaping design and maintenance, home repair and maintenance, financial literacy, and other important subjects.

• Arroyo Crossing includes a community garden, which is available to all residents to grow their own food to encourage self-reliance. 

• MACLT is proud to partner with Mutual Self Help developers which utilize sweat equity work-trade programming to teach homeowners to build their own homes. This program educates households on the home building process from foundation to finish, which will help them understand how to repair and maintain their homes over time.

• MACLT and our development partners follow Fair Housing practices, ensuring every incoming resident has a fair chance at affordable housing, regardless of background.

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Adaptability and Collaboration: We remain flexible and adaptable to changing needs and circumstances, continuously seeking partnerships and innovative solutions to leverage resources and expertise to address Moab’s most critical housing challenges.

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• As a data-driven organization, MACLT uses the 2023 Moab Area Affordable Housing Plan to determine the needs of the community and build units accordingly. 

• MACLT and the Arroyo Crossing project would not exist without community partnerships. To date, we have partnered with the Housing Authority of Southeastern Utah, Community Rebuilds, Territorial Land Company, and Utah Housing Corporation to build housing units; and with Moab Community Gardens, the Student Career & Success Center, and the Youth Garden Project to create our community garden space. We have received invaluable support from Grand County over time to hire staff and create Arroyo Crossing.